Credit

by Mindy Leisure There are many obvious actions that can cause a credit score to drop such as making late payments, maxing out a credit card, etc. But there is…

by Mindy Leisure Late payments and revolving balances are the two things that can do the most damage to a credit score. Having a late payment show up on your…

by Mindy Leisure There have been a lot of questions cropping up surrounding the changes coming in June to credit reports. These changes are due to the settlement agreement from...

by Mindy Leisure So you’ve found out you were one of the 143 million people who were possibly compromised by the Equifax breach. What exactly does that mean and what…

by Mindy Leisure In this day and age everyone has been taught at least a few ways to protect their identities against theft. But what about your children’s identities? Social…

by Mindy Leisure The amount of consumers that file bankruptcy each year continue to decline since new laws went into effect in 2005 tightening the requirements for a consumer to…

By Mindy Leisure You’ve sold your home, paid off the car and all your credit cards and even closed most of them. You are completely debt free! This is great…right?…

by Mindy Leisure “Synthetic Identity Theft” now makes up 80% of all ID thefts in the country at this time. Never heard of it? A lot of people haven’t. What…

You’re going to buy a home and you’ve gone to one of the many resources to pull a copy of your personal credit report, but is it the same as…

Approximately one-third of the population doesn’t check their credit reports every year. Almost one-fourth have never checked them at all. Not checking your credit report on a periodic basis puts…