Experian Boost vs. UltraFICO
Author: Mindy Leisure, Advantage Credit, Manager of Rescoring Services Experian Boost™ and UltraFICO™ are two products offered by Experian® to help boost a borrower’s credit score. Please be aware that…
Medical Debt Reporting Changes Coming
Author: Mindy Leisure, Advantage Credit, Manager of Rescoring Services As the result of a report issued at the beginning of March 2022 by the Consumer Financial Protection Bureau (CFPB), starting…
Credit Woes
Author: Mindy Leisure, Advantage Credit, Manager of Rescoring Services We all know credit reports can be confusing at times to say the least. Some aspects of the data on credit…
ANOTHER REASON TO AVOID CREDIT REPAIR
Author: Mindy Leisure, Advantage Credit, Manager of Rescoring Services Inaccuracies on credit reports are an ongoing problem and a source of great frustration for consumers. Many of the inaccuracies are…
Late Payments During Forbearance
Author: Mindy Leisure, Advantage Credit, Manager of Rescoring Services Under the CARES ACT thousands of consumers took advantage of the mortgage loan forbearance option. During that time no late payments…
How to Stop Unwanted Solicitation After Mortgage Application
The Truth about Trigger Leads The first step in obtaining a mortgage is always going through the application process. You’ve found the broker you want to use and fill out…
Four Simple Rules For a Good Credit Score
Everyone knows that credit scores can be confusing; how they are calculated, what goes into them, why they change, etc. There are constant inquiries from frustrated loan officers and borrowers…
Keeping Your Credit Score Strong Even After You Buy a Home
Via LO Social Bot – source TBWS When they say “it ain’t over ’til it’s over” they must not have been talking about credit scores. Keeping your score high is…
Opting Out
by Mindy Leisure Does “opting out” really help your credit score? For years I have had people tell me their clients opted out and it increased their credit score by…
Why a Liens and Judgments Report is More Important Than Ever
by Mindy Leisure With the changes the credit bureaus (Experian, Trans Union and Equifax) have made first regarding judgments and now tax liens being removed from credit reports, it is…
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