How does the New Tax Bill Affect My Home Purchase
by Susan Oberbillig, via LO Social Bot On December 22, 2017, the Tax Cut and Jobs Act was signed into law. This rather large (1,097 pages) bill makes some important…
Taking Money Out of a 401K to Avoid Mortgage Insurance
by Susan Oberbillig, via LO Social Bot Someone once asked: As a first-time buyer, is it a good idea to take money out of my 401K to avoid mortgage insurance?…
Wire Fraud- How to Protect Yourself as a Homebuyer
by Jenny Gilbreath, Canyon Title While wiring money has made transactions more convenient, it has also made us more vulnerable to new threat on the rise: Wire Fraud. What is…
Opting Out
by Mindy Leisure Does “opting out” really help your credit score? For years I have had people tell me their clients opted out and it increased their credit score by…
Why a Liens and Judgments Report is More Important Than Ever
by Mindy Leisure With the changes the credit bureaus (Experian, Trans Union and Equifax) have made first regarding judgments and now tax liens being removed from credit reports, it is…
One Simple Mistake That Can Drop Your Credit Score
by Mindy Leisure There are many obvious actions that can cause a credit score to drop such as making late payments, maxing out a credit card, etc. But there is…
Late Payments and Revolving Balances
by Mindy Leisure Late payments and revolving balances are the two things that can do the most damage to a credit score. Having a late payment show up on your…
Clarification on Upcoming Changes to Credit Reports
by Mindy Leisure There have been a lot of questions cropping up surrounding the changes coming in June to credit reports. These changes are due to the settlement agreement from...
The Equifax Breach – What You Need To Know
by Mindy Leisure So you’ve found out you were one of the 143 million people who were possibly compromised by the Equifax breach. What exactly does that mean and what…
How safe is your child’s identity?
by Mindy Leisure In this day and age everyone has been taught at least a few ways to protect their identities against theft. But what about your children’s identities? Social…
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