Experian Boost vs. UltraFICO
Author: Mindy Leisure, Advantage Credit, Manager of Rescoring Services Experian Boost™ and UltraFICO™ are two products offered by Experian® to help boost a borrower’s credit score. Please be aware that…
Medical Debt Reporting Changes Coming
Author: Mindy Leisure, Advantage Credit, Manager of Rescoring Services As the result of a report issued at the beginning of March 2022 by the Consumer Financial Protection Bureau (CFPB), starting…
Credit Woes
Author: Mindy Leisure, Advantage Credit, Manager of Rescoring Services We all know credit reports can be confusing at times to say the least. Some aspects of the data on credit…
ANOTHER REASON TO AVOID CREDIT REPAIR
Author: Mindy Leisure, Advantage Credit, Manager of Rescoring Services Inaccuracies on credit reports are an ongoing problem and a source of great frustration for consumers. Many of the inaccuracies are…
Late Payments During Forbearance
Author: Mindy Leisure, Advantage Credit, Manager of Rescoring Services Under the CARES ACT thousands of consumers took advantage of the mortgage loan forbearance option. During that time no late payments…
REAL ESTATE TRENDS THAT ARE TAKING HOLD IN 2020
The coronavirus is fast-forwarding some of the real estate trends that were developing over the last few years. Let’s take a look at the trends that are taking hold and…
MARKETS WILL PAY CLOSE ATTENTION TO A PACKED ECONOMIC CALENDAR THIS WEEK
THIS WEEK’S MORTGAGE RATE SUMMARY HOW RATES MOVE: Conventional and Government (FHA and VA) lenders set their rates based on the pricing of Mortgage-Backed Securities (MBS) which are traded…
MAKE YOUR HOME A LITTLE MORE SHELTER IN PLACE FRIENDLY
Now that our homes are doing quadruple duty during home sheltering, they are working overtime to fulfill the roles of offices, classrooms, gyms, and community centers. Suddenly the surroundings…
REFINANCES RAGE ON AS THE SENATE APPROVES $484 BILLION RELIEF PACKAGE AND STATES WAITING TO OPEN
Interest rate markets in early trading this morning were unchanged from yesterday. The stock indexes in pre-open trading were higher after two days that dropped the DJIA 1200 points on Monday…
CLOSING ESCROW DURING THE PANDEMIC: THE NEW NORMAL
Congratulations, home seller. You were able to find a buyer during these crazy times. Closing escrow, however, is a little different than it once was. Realtor’s Erica Sweeney speaks of…
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